Houston Personal Injury Law Blog

When it comes to car insurance, deciding the exact type of coverage you need can be quite difficult. Although your insurance agent may advise and inform you about your options, the truth is that your agent has the company's best interests at heart.

It is your responsibility to take out the insurance coverage that best protects you in the most common circumstances you are likely to face on the roads. The reality is that many of today's motorists drive uninsured , and if you have a crash with them and they were at fault, you may end up without compensation. One way to protect yourself from this eventuality is to include uninsured motorist coverage when you buy car insurance.

The physical toll of a motor vehicle collision can be overwhelming. Some people pass away after being struck by a negligent driver, while others suffer massive injuries that alter the rest of their lives. However, there are many other hardships that auto accident victims may have to work through. For example, some people face a number of difficulties from an emotional point of view after they are involved in a motor vehicle wreck. Stress, anger and depression are some of the emotional challenges that may arise under these circumstances and it is important to address these emotions properly.

Victims of a car wreck may become very depressed for many reasons. They may be sad that injuries have interrupted their lives and derailed plans they had, such as participating in a physical event or activity. Moreover, some people become angry at a driver whose reckless behavior caused all of these hardships, while others also struggle with high levels of anxiety. A car accident victim may be worried about how the accident will affect their career, how they will pay medical bills and other expenses and many other areas of uncertainty.

When people think of a pedestrian accident, they may envision an urban environment, where someone is struck by a car and traffic is hectic. However, these accidents also take place in rural areas and there are a number of ways that communities can work to reduce these accidents. Moreover, pedestrians should be aware of various ways they can stay safe while walking. From reflective clothing to staying off of the road while under the influence of alcohol and being aware of nearby traffic, there are a number of safety tips that pedestrians should keep in mind.

According to the Federal Highway Administration, there are a number of ways in which pedestrian accidents can be reduced in rural communities. For example, the FHWA offers some recommendations which could be beneficial for certain rural communities, such as increasing lighting on dark roads, improving signage, paving road shoulders, adding sidewalks and educating pedestrians as well as drivers. Pedestrians should also avoid darting across the road and understand the risks associated with failure to yield.

We have covered so many of the risk factors that often cause motor vehicle crashes, and drivers should definitely keep these concerns in mind while they are on the road. However, there are many other hazards that can increase the probability of a crash, and some may not be so obvious. For example, someone who finds themselves in a new city for the first time may be more likely to collide with another vehicle. Not only do some drivers have a harder time in new cities because they are not familiar with the roads and have to constantly look for directions, but they may also be tired and very stressed out.

Some people drive through new cities on their way to another destination, while others get behind the wheel in a new city for the first time while they are visiting. Moreover, some people find themselves in this position after moving to somewhere new. Regardless, it can be dangerous when a driver does not have a lot of familiarity with local roadways. For example, they may be less aware of potentially hazardous parts of the road and they could be distracted by something that would not have drawn the attention of someone who has driven down the road many times.