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Understanding insurance protection following a vehicle crash

In the state of Texas, drivers must pay for vehicle accidents if they are at fault, and most have liability insurance for this purpose. To meet the financial responsibility requirements under Texas law, a motorist must carry the minimum liability coverage: $30,000 per injured person, but only up to $60,000 per accident, and $25,000 for property damage. This basic, minimum coverage is known as 30/60/25.

Important facts about gap insurance

Accidents occur on a daily basis, and whether they are minor or catastrophic, it can be beneficial for drivers to have insurance plans in place. In fact, for some people, the assistance they receive through an insurance claim may be essential for them to stay afloat.

What are common causes of car accidents?

Car accidents are one of the biggest threats to human well-being and life in Houston and across the country. When vehicles collide, the victims often sustain minor or no injuries. However, many incidents result in car accident victims sustaining serious trauma to their bodies and losing their lives. As dangerous as car accidents are, many people do not realize how much of a role they play in them. 

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